Topstep Review 2026
Our take on Topstep
Traders who value a long track record. Topstep has been running since 2012, the longest of any futures firm we track, and its $49 monthly evaluation is one of the lowest monthly fees.
Add the $149 activation fee and the real cost is $198 on 50K, and more for every extra month. There is a 55% consistency target, a $1,000 daily loss limit and news restrictions. New accounts are TopstepX only, which cannot connect to TradingView. It has the lowest Trustpilot score of the major firms, with about one review in five at 1 star.
Tradeify and Lucid cost less in total with no activation fee. If you want an end-of-day drawdown and a big, established name, Topstep is still the default choice for many traders.
Written by PropKoala from Topstep's own rules and pricing, October 2026. List prices. How we check the data.
Account sizes & pricing
| Account size | Eval cost | Activation | Total cost | Challenge |
|---|---|---|---|---|
| $50K | $49 | $149 | $198 | 1-Step |
| $100K | $99 | $149 | $248 | 1-Step |
| $150K | $199 | $149 | $348 | 1-Step |
Where Topstep is available
From Topstep's own restricted-country list. Rules change, so confirm with the firm before you buy.
Topstep on Trustpilot
Read from Trustpilot on October 5, 2026. A score reflects how reviewers felt, not whether the rules suit you, so check the 1-star reviews for payout and rule complaints. Read the reviews on Trustpilot ↗
Pros & cons
Strengths
- Longest-running futures prop firm, founded 2012
- Low $49 monthly fee and $49 resets, reset credit each rebill
- Double payout caps included
Watch-outs
- $149 activation fee once you pass
- 55% consistency target and $1,000 daily loss limit
- Monthly fee keeps billing until you pass
Supported platforms
Compare Topstep with
Topstep questions
How much does it cost to get funded with Topstep?
On a 50K account, Topstep costs $198 in total to get funded: $49 a month for the evaluation plus a $149 activation fee after you pass. The evaluation renews each month until you pass, so taking longer costs more. These are list prices, before any discount code.
What type of drawdown does Topstep use?
Topstep uses end-of-day drawdown. The limit is only updated from your balance at the close of each day, so swings during the day, including open profit you give back, do not move it.
Does Topstep have a consistency rule?
Yes: 55% consistency target. Check the firm's rules for exactly when it applies.
How fast does Topstep pay out?
Topstep lists its payouts as: Weekly. The maximum profit split is 90% (90/10 from day one).
Can you trade the news with Topstep?
Topstep restricts trading around major news releases, so check its news rules before holding positions through data.
Is there a discount code for Topstep?
Not right now. We check Topstep's pricing page regularly and list any new codes on our deals page.
Which platforms can you use with Topstep?
Topstep supports NinjaTrader, TopstepX.
What is Topstep's Trustpilot rating?
Topstep has a TrustScore of 3.7 out of 5 from 14,895 reviews on Trustpilot, as of October 5, 2026. 70% of reviews are 5-star and 19% are 1-star.