Head-to-head comparison · 2026
Topstep vs Tradeify
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Quick verdict
- Tradeify is $53 cheaper to get funded on a 50K account ($145 vs $198, activation fees included).
- Topstep bills monthly, so its cost goes up for every extra month it takes you to pass. Tradeify is a one-time fee.
- Both use end-of-day drawdown.
- Tradeify allows trading during news. Topstep restricts it.
Market
Futures
Futures
Founded
2012
2023
Total cost to funded
$198
Best$145
Eval cost
$49
$145
Activation fee
$149
-
Pricing model
Monthly sub
One-time
Challenge type
1-Step
1-Step
Drawdown type
EOD
EOD
Max profit split
90%
90%
First profit
90/10 from day one
90/10 on all accounts
Payout speed
Weekly
Every 5 days
Max account
$150K
$150K
Consistency rule
55% consistency target
None on eval, 35% funded
News trading
Restricted
Allowed
Platforms
NinjaTraderTopstepX
TradovateWealthChartsTradingViewRithmicTradesea
Strengths & watch-outs
Topstep
Strengths
- Longest-running futures prop firm, founded 2012
- Low $49 monthly fee and $49 resets, reset credit each rebill
- Double payout caps included
Watch-outs
- $149 activation fee once you pass
- 55% consistency target and $1,000 daily loss limit
- Monthly fee keeps billing until you pass
Tradeify
Strengths
- One-time fee, no activation fee, no monthly subscription
- No consistency rule on the evaluation
- EOD drawdown on both evaluation and funded
Watch-outs
- 35% consistency rule once funded
- $1,250 daily loss limit
- Payouts every 5 days, slower than daily-payout firms
🐨 Which should you choose?
Choose Tradeify if you want the lower cost to get funded and news trading.
Written from our verified data for a 50K account, or the closest size a firm offers. Always check each firm's current terms before buying.
Figures are list prices for the 50K account (or the closest size a firm offers). Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.