Head-to-head comparison · 2026
Topstep vs Tradeify
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Futures
Futures
Founded
2012
2023
Total cost to funded
$198
Best$145
Eval cost
$49
$145
Activation fee
$149
-
Pricing model
Monthly sub
One-time
Challenge type
1-Step
1-Step
Drawdown type
EOD
EOD
Max profit split
90%
90%
First profit
90/10 from day one
First $10K is 100%
Payout speed
Weekly
Every 5 days
Max account
$150K
$150K
Consistency rule
40% rule
None on eval, 35% funded
News trading
Restricted
Allowed
Platforms
NinjaTraderTradovateTradingViewTopstepX
TradovateWealthCharts
Strengths & watch-outs
Topstep
Strengths
- NFA-registered, owns its brokerage
- EOD drawdown is forgiving
- Established since 2012
Watch-outs
- No swing trading
- 40% consistency rule
- Payout caps per cycle
Tradeify
Strengths
- One-time fee, no activation fee, no monthly subscription
- No consistency rule on the evaluation
- EOD drawdown on both evaluation and funded
Watch-outs
- 35% consistency rule once funded
- $1,250 daily loss limit
- Payouts every 5 days, slower than daily-payout firms
🐨 PropKoala verdict
Tradeify is cheaper to get funded at $145 total. Topstep offers a higher max split at 90%. Both use EOD or static drawdown, a plus for both.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.