Head-to-head comparison · 2026
TopOne Futures vs Topstep
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Quick verdict
- Topstep is $209 cheaper to get funded on a 50K account ($198 vs $407, activation fees included).
- Topstep bills monthly, so its cost goes up for every extra month it takes you to pass. TopOne Futures is a one-time fee.
- Both use end-of-day drawdown.
Market
Futures
Futures
Founded
2025
2012
Total cost to funded
$407
Best$198
Eval cost
$218
$49
Activation fee
$189
$149
Pricing model
One-time
Monthly sub
Challenge type
1-Step
1-Step
Drawdown type
EOD
EOD
Max profit split
90%
90%
First profit
90/10 from first payout
90/10 from day one
Payout speed
Every 5 days
Weekly
Max account
$150K
$150K
Consistency rule
40% funded, none on eval
55% consistency target
News trading
Restricted
Restricted
Platforms
NinjaTraderTradingViewTradovate
NinjaTraderTopstepX
Strengths & watch-outs
TopOne Futures
Strengths
- No consistency rule and no daily loss limit on the evaluation
- EOD drawdown, can pass in 1 day, payouts every 5 days
- Cheap $35 resets, up to 20 accounts
Watch-outs
- $189 activation fee after passing (half with Intraday funded drawdown)
- $3,000 profit target against a $2,000 drawdown
- 40% consistency rule and $1,000 daily loss limit once funded
Topstep
Strengths
- Longest-running futures prop firm, founded 2012
- Low $49 monthly fee and $49 resets, reset credit each rebill
- Double payout caps included
Watch-outs
- $149 activation fee once you pass
- 55% consistency target and $1,000 daily loss limit
- Monthly fee keeps billing until you pass
🐨 Which should you choose?
Choose Topstep if you want the lower cost to get funded.
Written from our verified data for a 50K account, or the closest size a firm offers. Always check each firm's current terms before buying.
Figures are list prices for the 50K account (or the closest size a firm offers). Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.