Head-to-head comparison · 2026
The5ers Futures vs Topstep
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Futures
Futures
Founded
2016
2012
Total cost to funded
Best$100
$198
Eval cost
$100
$49
Activation fee
-
$149
Pricing model
One-time
Monthly sub
Challenge type
1-Step
1-Step
Drawdown type
EOD
EOD
Max profit split
Best100%
90%
First profit
Fee refunded on 3rd payout
90/10 from day one
Payout speed
-
Weekly
Max account
Best$500K
$150K
Consistency rule
40% per position
55% consistency target
News trading
Allowed
Restricted
Platforms
-
NinjaTraderTradovateTradingViewTopstepX
Strengths & watch-outs
The5ers Futures
Strengths
- Low one-time fee, refunded on your 3rd payout
- EOD drawdown, no activation fee, can pass in one day
- Scale up to $500K once funded
Watch-outs
- 40% consistency rule per position, evaluation and funded
- Tight 4% ($2,000) max loss
- Funded stage has its own 4% profit target
Topstep
Strengths
- Longest-running futures prop firm, founded 2012
- Low $49 monthly fee and $49 resets, reset credit each rebill
- Double payout caps included
Watch-outs
- $149 activation fee once you pass
- 55% consistency target and $1,000 daily loss limit
- Monthly fee keeps billing until you pass
🐨 PropKoala verdict
The5ers Futures is cheaper to get funded at $100 total. Both use EOD or static drawdown, a plus for both.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.