Head-to-head comparison · 2026
Take Profit Trader vs Topstep
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Quick verdict
- Topstep is $102 cheaper to get funded on a 50K account ($198 vs $300, activation fees included).
- Both bill monthly, so both get more expensive the longer you take to pass.
- Topstep uses end-of-day drawdown, which is more forgiving than Take Profit Trader's intraday trailing drawdown. Open profit that you give back doesn't count against you.
- Take Profit Trader pays out faster (from day one vs weekly).
Market
Futures
Futures
Founded
2021
2012
Total cost to funded
$300
Best$198
Eval cost
$170
$49
Activation fee
$130
$149
Pricing model
Monthly sub
Monthly sub
Challenge type
1-Step
1-Step
Drawdown type
Trailing
EOD
Max profit split
90%
90%
First profit
80/20 in PRO, 90/10 in PRO+ (live)
90/10 from day one
Payout speed
From day one
Weekly
Max account
$150K
$150K
Consistency rule
Eval only, none funded
55% consistency target
News trading
Restricted
Restricted
Platforms
TradingViewTradovateNinjaTrader
NinjaTraderTopstepX
Strengths & watch-outs
Take Profit Trader
Strengths
- Withdraw from day one with no maximum
- No daily loss limit, no consistency rule once funded
- Path to a live PRO+ account with a 90/10 split
Watch-outs
- PRO account uses intraday drawdown and needs a buffer before payouts
- 80/20 split until you reach PRO+
- News trading restricted on funded accounts, monthly evaluation fee
Topstep
Strengths
- Longest-running futures prop firm, founded 2012
- Low $49 monthly fee and $49 resets, reset credit each rebill
- Double payout caps included
Watch-outs
- $149 activation fee once you pass
- 55% consistency target and $1,000 daily loss limit
- Monthly fee keeps billing until you pass
🐨 Which should you choose?
Choose Take Profit Trader if you want faster payouts.
Choose Topstep if you want the lower cost to get funded and a more forgiving drawdown.
Written from our verified data for a 50K account, or the closest size a firm offers. Always check each firm's current terms before buying.
Figures are list prices for the 50K account (or the closest size a firm offers). Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.