Head-to-head comparison · 2026
Take Profit Trader vs Topstep
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Futures
Futures
Founded
2021
2012
Total cost to funded
$300
Best$198
Eval cost
$170
$49
Activation fee
$130
$149
Pricing model
One-time
Monthly sub
Challenge type
1-Step
1-Step
Drawdown type
EOD
EOD
Max profit split
90%
90%
First profit
First $10K is 100%
90/10 from day one
Payout speed
On demand
Weekly
Max account
$150K
$150K
Consistency rule
None
40% rule
News trading
Allowed
Restricted
Platforms
TradingViewTradovateNinjaTrader
NinjaTraderTradovateTradingViewTopstepX
Strengths & watch-outs
Take Profit Trader
Strengths
- On-demand payouts
- Sustainable scaling focus
- Simple rules
Watch-outs
- Higher entry cost
- Capped account size
- Less aggressive scaling
Topstep
Strengths
- NFA-registered, owns its brokerage
- EOD drawdown is forgiving
- Established since 2012
Watch-outs
- No swing trading
- 40% consistency rule
- Payout caps per cycle
🐨 PropKoala verdict
Topstep is cheaper to get funded at $198 total. Take Profit Trader offers a higher max split at 90%. Both use EOD or static drawdown, a plus for both.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.