Head-to-head comparison · 2026
My Funded Futures vs Topstep
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Futures
Futures
Founded
2023
2012
Total cost to funded
Best$153
$198
Eval cost
$153
$49
Activation fee
-
$149
Pricing model
One-time
Monthly sub
Challenge type
1-Step
1-Step
Drawdown type
EOD
EOD
Max profit split
80%
Best90%
First profit
80/20 split (Builder)
90/10 from day one
Payout speed
Every 48 hours
Weekly
Max account
Best$600K
$150K
Consistency rule
50% on funded (Builder)
40% rule
News trading
Allowed
Restricted
Platforms
NinjaTraderTradingViewTradovate
NinjaTraderTradovateTradingViewTopstepX
Strengths & watch-outs
My Funded Futures
Strengths
- One-time fee, no activation fee, no monthly subscription
- Can pass the evaluation in a single day
- Paid every 48 hours once funded
- Rapid EOD plan ($209): daily payouts, 90/10, no consistency rule
Watch-outs
- 80/20 split, lower than the usual 90/10
- 50% consistency rule on the funded account
- EOD trailing drawdown, choose $1.5K or $2K
Topstep
Strengths
- NFA-registered, owns its brokerage
- EOD drawdown is forgiving
- Established since 2012
Watch-outs
- No swing trading
- 40% consistency rule
- Payout caps per cycle
🐨 PropKoala verdict
My Funded Futures is cheaper to get funded at $153 total. Topstep offers a higher max split at 90%. Both use EOD or static drawdown, a plus for both.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.