Head-to-head comparison · 2026
Lucid Trading vs The5ers
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Futures
Forex / CFD
Founded
2025
2016
Total cost to funded
Best$192
$278
Eval cost
$192
$278
Activation fee
-
-
Pricing model
One-time
One-time
Challenge type
1-Step
2-Step
Drawdown type
EOD
Static
Max profit split
90%
Best100%
First profit
90/10 on all accounts (upgraded Mar 2026)
50% to up to 100%
Payout speed
15 minutes avg
Every 14 days
Max account
$150K
Best$4.0M
Consistency rule
50% eval only (Flex)
None
News trading
Allowed
Allowed
Platforms
MotiveWaveTradingViewTradovateQuantowerSierra ChartNinjaTraderTradesea
MT5cTrader
Strengths & watch-outs
Lucid Trading
Strengths
- Fastest payouts in the industry, 15 min average
- No DLL on LucidFlex, trade through volatility freely
- 90/10 split on all accounts since Mar 2026
Watch-outs
- Founded 2025, shorter track record than established firms
- Product rules have changed frequently since launch
- No overnight holds on standard accounts
The5ers
Strengths
- No time limit on evals
- Scales to $4M
- Strong education + ratings
Watch-outs
- Split starts low (50%)
- Capital-growth model is slow
- Fewer platforms
🐨 PropKoala verdict
Lucid Trading is cheaper to get funded at $192 total. The5ers offers a higher max split at 100%. Both use EOD or static drawdown, a plus for both.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.