Head-to-head comparison · 2026
Lucid Trading vs Phidias
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Futures
Futures
Founded
2025
2024
Total cost to funded
$192
Best$164
Eval cost
$192
$164
Activation fee
-
-
Pricing model
One-time
One-time
Challenge type
1-Step
1-Step
Drawdown type
EOD
EOD
Max profit split
90%
90%
First profit
90/10 on all accounts (upgraded Mar 2026)
80% to 90%
Payout speed
15 minutes avg
48h eval-to-payout
Max account
$150K
Best$300K
Consistency rule
50% eval only (Flex)
30% rule
News trading
Allowed
Allowed
Platforms
MotiveWaveTradingViewTradovateQuantowerSierra ChartNinjaTraderTradesea
TradingViewNinjaTrader
Strengths & watch-outs
Lucid Trading
Strengths
- Fastest payouts in the industry, 15 min average
- No DLL on LucidFlex, trade through volatility freely
- 90/10 split on all accounts since Mar 2026
Watch-outs
- Founded 2025, shorter track record than established firms
- Product rules have changed frequently since launch
- No overnight holds on standard accounts
Phidias
Strengths
- Very fast eval-to-payout
- Real-time compliance dashboard
- EOD drawdown
Watch-outs
- Tighter 30% consistency rule
- Newer firm (2024)
- Fewer platforms
🐨 PropKoala verdict
Phidias is cheaper to get funded at $164 total. Lucid Trading offers a higher max split at 90%. Both use EOD or static drawdown, a plus for both.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.