Head-to-head comparison · 2026
FundingPips vs The5ers
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Quick verdict
- FundingPips is $5 cheaper to get funded on a 50K account ($244 vs $249, activation fees included).
- Both use static drawdown.
- FundingPips has a consistency rule on the funded account, which can hold up payouts after a big day. The5ers doesn't. Rule: 15% (Master).
- The5ers pays out faster (every 14 days vs bi-weekly).
- The5ers has the higher maximum profit split, 100% against 95%.
Market
Forex / CFD
Forex / CFD
Founded
2022
2016
Total cost to funded
Best$244
$249
Eval cost
$244
$249
Activation fee
-
-
Pricing model
One-time
One-time
Challenge type
Instant
2-Step
Drawdown type
Static
Static
Max profit split
95%
Best100%
First profit
95% split, paid bi-weekly
80% to 100% split, fee refunded, $3,000 payout cap
Payout speed
Bi-weekly
Every 14 days
Max account
$2.0M
Best$4.0M
Consistency rule
15% (Master)
None
News trading
Allowed
Allowed
Platforms
cTraderMatch-TraderMT5
MT5cTrader
Strengths & watch-outs
FundingPips
Strengths
- Instant funding: no evaluation or profit target
- 95% profit split
- One-time fee, no activation fee
Watch-outs
- Strict 15% consistency rule
- Tight limits: 5% max loss, 3% daily loss
- Needs 7 profitable days, payouts only bi-weekly
The5ers
Strengths
- Fee refunded once you reach Pro Trader, plus a $25 reward after step 1
- No time limit, no consistency rule
- Profit split scales from 80% up to 100%
Watch-outs
- Two steps: 10% then 5% profit target
- 4% daily loss, 8% max loss, 3 profitable days per step
- Payouts capped at $3,000, $300 minimum withdrawal
🐨 Which should you choose?
Choose FundingPips if you want the lower cost to get funded.
Choose The5ers if you want no consistency rule on payouts, faster payouts, a higher profit split and more room to scale up.
Written from our verified data for a 50K account, or the closest size a firm offers. Always check each firm's current terms before buying.
Figures are list prices for the 50K account (or the closest size a firm offers). Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.