Head-to-head comparison · 2026
FundingPips vs Phidias
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Forex / CFD
Futures
Founded
2022
2024
Total cost to funded
$219
Best$164
Eval cost
$219
$164
Activation fee
-
-
Pricing model
One-time
One-time
Challenge type
1-Step
1-Step
Drawdown type
Static
EOD
Max profit split
Best100%
90%
First profit
60% to up to 100%
80% to 90%
Payout speed
Bi-weekly / on demand
48h eval-to-payout
Max account
Best$2.0M
$300K
Consistency rule
Optional
30% rule
News trading
Allowed
Allowed
Platforms
cTraderMatch-TraderMT5TradingView
TradingViewNinjaTrader
Strengths & watch-outs
FundingPips
Strengths
- Up to 100% split
- Cheap entry (from $29 / 5K)
- Refunds fee after 4th payout
Watch-outs
- Bots restricted on some plans
- Newer than FTMO
- News rules on funded accounts
Phidias
Strengths
- Very fast eval-to-payout
- Real-time compliance dashboard
- EOD drawdown
Watch-outs
- Tighter 30% consistency rule
- Newer firm (2024)
- Fewer platforms
🐨 PropKoala verdict
Phidias is cheaper to get funded at $164 total. FundingPips offers a higher max split at 100%. Both use EOD or static drawdown, a plus for both.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.