Head-to-head comparison · 2026
FundingPips vs Lucid Trading
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Forex / CFD
Futures
Founded
2022
2025
Total cost to funded
$219
Best$192
Eval cost
$219
$192
Activation fee
-
-
Pricing model
One-time
One-time
Challenge type
1-Step
1-Step
Drawdown type
Static
EOD
Max profit split
Best100%
90%
First profit
60% to up to 100%
90/10 on all accounts (upgraded Mar 2026)
Payout speed
Bi-weekly / on demand
15 minutes avg
Max account
Best$2.0M
$150K
Consistency rule
Optional
50% eval only (Flex)
News trading
Allowed
Allowed
Platforms
cTraderMatch-TraderMT5TradingView
MotiveWaveTradingViewTradovateQuantowerSierra ChartNinjaTraderTradesea
Strengths & watch-outs
FundingPips
Strengths
- Up to 100% split
- Cheap entry (from $29 / 5K)
- Refunds fee after 4th payout
Watch-outs
- Bots restricted on some plans
- Newer than FTMO
- News rules on funded accounts
Lucid Trading
Strengths
- Fastest payouts in the industry, 15 min average
- No DLL on LucidFlex, trade through volatility freely
- 90/10 split on all accounts since Mar 2026
Watch-outs
- Founded 2025, shorter track record than established firms
- Product rules have changed frequently since launch
- No overnight holds on standard accounts
🐨 PropKoala verdict
Lucid Trading is cheaper to get funded at $192 total. FundingPips offers a higher max split at 100%. Both use EOD or static drawdown, a plus for both.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.