Head-to-head comparison · 2026
FundingPips vs GOAT Funded Trader
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Quick verdict
- FundingPips is $64 cheaper to get funded on a 50K account ($244 vs $308, activation fees included).
- Both use static drawdown.
- FundingPips has a consistency rule on the funded account, which can hold up payouts after a big day. GOAT Funded Trader doesn't. Rule: 15% (Master).
- GOAT Funded Trader has the higher maximum profit split, 100% against 95%.
Market
Forex / CFD
Forex / CFD
Founded
2022
2023
Total cost to funded
Best$244
$308
Eval cost
$244
$308
Activation fee
-
-
Pricing model
One-time
One-time
Challenge type
Instant
2-Step
Drawdown type
Static
Static
Max profit split
95%
Best100%
First profit
95% split, paid bi-weekly
80% by default, up to 100% with a paid add-on
Payout speed
Bi-weekly
Bi-weekly
Max account
$2.0M
$2.0M
Consistency rule
15% (Master)
None
News trading
Allowed
Allowed
Platforms
cTraderMatch-TraderMT5
MT5cTraderMatch-TraderTradeLocker
Strengths & watch-outs
FundingPips
Strengths
- Instant funding: no evaluation or profit target
- 95% profit split
- One-time fee, no activation fee
Watch-outs
- Strict 15% consistency rule
- Tight limits: 5% max loss, 3% daily loss
- Needs 7 profitable days, payouts only bi-weekly
GOAT Funded Trader
Strengths
- No consistency rule and a 10% static max loss
- News trading and weekend holding allowed
- Evaluation fee is refundable, choice of MT5, cTrader, Match-Trader or TradeLocker
Watch-outs
- Two phases to pass (8% then 6%)
- 4% daily loss measured from the higher of balance or equity at 5pm EST
- Payouts every 14 days, 80% split unless you buy the add-on
🐨 Which should you choose?
Choose FundingPips if you want the lower cost to get funded.
Choose GOAT Funded Trader if you want no consistency rule on payouts and a higher profit split.
Written from our verified data for a 50K account, or the closest size a firm offers. Always check each firm's current terms before buying.
Figures are list prices for the 50K account (or the closest size a firm offers). Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.