Head-to-head comparison · 2026
FundingPips vs GOAT Funded Trader
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Quick verdict
- FundingPips is $64 cheaper to get funded on a 50K account ($244 vs $308, activation fees included).
- Both use static drawdown.
- FundingPips has a consistency rule on the funded account, which can hold up payouts after a big day. GOAT Funded Trader doesn't. Rule: 15% (Master).
- GOAT Funded Trader has the higher maximum profit split, 100% against 95%.
Market
Forex / CFD
Forex / CFD
Founded
2022
2023
Total cost to funded
Best$244
$308
Eval cost
$244
$308
Activation fee
-
-
Pricing model
One-time
One-time
Challenge type
Instant
2-Step
Drawdown type
Static
Static
Max profit split
95%
Best100%
First profit
95% split, paid bi-weekly
80% by default, up to 100% with a paid add-on
Payout speed
Bi-weekly
Bi-weekly
Max account
$2.0M
$2.0M
Consistency rule
15% (Master)
None
News trading
Allowed
Allowed
Platforms
cTraderMatch-TraderMT5TradingView
MT5cTraderMatch-TraderTradeLocker
Strengths & watch-outs
FundingPips
Strengths
- Instant funding: no evaluation or profit target
- 95% profit split
- One-time fee, no activation fee
Watch-outs
- Strict 15% consistency rule
- Tight limits: 5% max loss, 3% daily loss
- Needs 7 profitable days, payouts only bi-weekly
GOAT Funded Trader
Strengths
- No consistency rule and a 10% static max loss
- News trading and weekend holding allowed
- Evaluation fee is refundable, choice of MT5, cTrader, Match-Trader or TradeLocker
Watch-outs
- Two phases to pass (8% then 6%)
- 4% daily loss measured from the higher of balance or equity at 5pm EST
- Payouts every 14 days, 80% split unless you buy the add-on
🐨 Which should you choose?
Choose FundingPips if you want the lower cost to get funded.
Choose GOAT Funded Trader if you want no consistency rule on payouts and a higher profit split.
Written from our verified data for a 50K account. Always check each firm's current terms before buying.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.