Head-to-head comparison · 2026
Funded Futures Family vs Topstep
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Futures
Futures
Founded
2024
2012
Total cost to funded
Best$125
$198
Eval cost
$125
$49
Activation fee
-
$149
Pricing model
Monthly sub
Monthly sub
Challenge type
1-Step
1-Step
Drawdown type
Trailing
EOD
Max profit split
90%
90%
First profit
90/10 from first payout
90/10 from day one
Payout speed
Every 3 trading days (daily add-on)
Weekly
Max account
$150K
$150K
Consistency rule
40% eval and funded (Velocity)
40% rule
News trading
Allowed
Restricted
Platforms
NinjaTraderTradingViewTradovateWealthCharts
NinjaTraderTradovateTradingViewTopstepX
Strengths & watch-outs
Funded Futures Family
Strengths
- No activation fee on any plan
- 90/10 split from the first payout, news trading allowed
- Prime and Premier+ plans ($159/mo): EOD drawdown, no daily loss limit
Watch-outs
- Velocity uses intraday trailing drawdown (EOD is a $50 add-on)
- 40% consistency rule and 3 trading days between payouts
- Payouts capped at $1,250 per request on 50K
Topstep
Strengths
- NFA-registered, owns its brokerage
- EOD drawdown is forgiving
- Established since 2012
Watch-outs
- No swing trading
- 40% consistency rule
- Payout caps per cycle
🐨 PropKoala verdict
Funded Futures Family is cheaper to get funded at $125 total. Topstep has the more forgiving EOD drawdown, giving you more room to trade.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.