Head-to-head comparison · 2026
Funded Futures Family vs Topstep
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Quick verdict
- Funded Futures Family is $73 cheaper to get funded on a 50K account ($125 vs $198, activation fees included).
- Both bill monthly, so both get more expensive the longer you take to pass.
- Topstep uses end-of-day drawdown, which is more forgiving than Funded Futures Family's intraday trailing drawdown. Open profit that you give back doesn't count against you.
- Funded Futures Family pays out faster (every 3 trading days (daily add-on) vs weekly).
- Funded Futures Family allows trading during news. Topstep restricts it.
Market
Futures
Futures
Founded
2024
2012
Total cost to funded
Best$125
$198
Eval cost
$125
$49
Activation fee
-
$149
Pricing model
Monthly sub
Monthly sub
Challenge type
1-Step
1-Step
Drawdown type
Trailing
EOD
Max profit split
90%
90%
First profit
90/10 from first payout
90/10 from day one
Payout speed
Every 3 trading days (daily add-on)
Weekly
Max account
$150K
$150K
Consistency rule
40% eval and funded (Velocity)
55% consistency target
News trading
Allowed
Restricted
Platforms
NinjaTraderTradingViewTradovateWealthCharts
NinjaTraderTopstepX
Strengths & watch-outs
Funded Futures Family
Strengths
- No activation fee on any plan
- 90/10 split from the first payout, news trading allowed
- Prime and Premier+ plans ($159/mo): EOD drawdown, no daily loss limit
Watch-outs
- Velocity uses intraday trailing drawdown (EOD is a $50 add-on)
- 40% consistency rule and 3 trading days between payouts
- Payouts capped at $1,250 per request on 50K
Topstep
Strengths
- Longest-running futures prop firm, founded 2012
- Low $49 monthly fee and $49 resets, reset credit each rebill
- Double payout caps included
Watch-outs
- $149 activation fee once you pass
- 55% consistency target and $1,000 daily loss limit
- Monthly fee keeps billing until you pass
🐨 Which should you choose?
Choose Funded Futures Family if you want the lower cost to get funded, faster payouts and news trading.
Choose Topstep if you want a more forgiving drawdown.
Written from our verified data for a 50K account, or the closest size a firm offers. Always check each firm's current terms before buying.
Figures are list prices for the 50K account (or the closest size a firm offers). Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.