Head-to-head comparison · 2026
Funded Futures Family vs Lucid Trading
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Quick verdict
- Lucid Trading is $31 cheaper to get funded on a 50K account ($94 vs $125, activation fees included).
- Funded Futures Family bills monthly, so its cost goes up for every extra month it takes you to pass. Lucid Trading is a one-time fee.
- Both use intraday trailing drawdown, so a winning trade that reverses can shrink your room with either firm.
- Funded Futures Family has a consistency rule on the funded account, which can hold up payouts after a big day. Lucid Trading doesn't. Rule: 40% eval and funded (Velocity).
- Lucid Trading pays out faster (daily vs every 3 trading days (daily add-on)).
Market
Futures
Futures
Founded
2024
2025
Total cost to funded
$125
Best$94
Eval cost
$125
$94
Activation fee
-
-
Pricing model
Monthly sub
One-time
Challenge type
1-Step
1-Step
Drawdown type
Trailing
Trailing
Max profit split
90%
90%
First profit
90/10 from first payout
90/10 on all accounts (upgraded Mar 2026)
Payout speed
Every 3 trading days (daily add-on)
Daily
Max account
$150K
$150K
Consistency rule
40% eval and funded (Velocity)
50% eval, none funded
News trading
Allowed
Allowed
Platforms
NinjaTraderTradingViewTradovateWealthCharts
MotiveWaveTradingViewTradovateQuantowerSierra ChartNinjaTraderTradesea
Strengths & watch-outs
Funded Futures Family
Strengths
- No activation fee on any plan
- 90/10 split from the first payout, news trading allowed
- Prime and Premier+ plans ($159/mo): EOD drawdown, no daily loss limit
Watch-outs
- Velocity uses intraday trailing drawdown (EOD is a $50 add-on)
- 40% consistency rule and 3 trading days between payouts
- Payouts capped at $1,250 per request on 50K
Lucid Trading
Strengths
- Daily payouts, no consistency rule once funded
- One-time fee, no activation fee
- Choose EOD or intraday drawdown on the evaluation, daily loss limit optional
Watch-outs
- Funded account uses intraday trailing drawdown
- 50% consistency rule on the evaluation
- $1,200 daily loss limit once funded
🐨 Which should you choose?
Choose Lucid Trading if you want the lower cost to get funded, no consistency rule on payouts and faster payouts.
Written from our verified data for a 50K account, or the closest size a firm offers. Always check each firm's current terms before buying.
Figures are list prices for the 50K account (or the closest size a firm offers). Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.