Head-to-head comparison · 2026
FTMO vs FundingPips
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Quick verdict
- FundingPips is $120 cheaper to get funded on a 50K account ($244 vs $364, activation fees included).
- Both use static drawdown.
- FTMO pays out faster (on demand / bi-weekly vs bi-weekly).
- FundingPips has the higher maximum profit split, 95% against 90%.
Market
Forex / CFD
Forex / CFD
Founded
2014
2022
Total cost to funded
$364
Best$244
Eval cost
$364
$244
Activation fee
-
-
Pricing model
One-time
One-time
Challenge type
1-Step
Instant
Drawdown type
Static
Static
Max profit split
90%
Best95%
First profit
90% reward share
95% split, paid bi-weekly
Payout speed
On demand / bi-weekly
Bi-weekly
Max account
$2.0M
$2.0M
Consistency rule
Best day max 50% of profit
15% (Master)
News trading
Allowed
Allowed
Platforms
MT4DXtradecTraderMT5
cTraderMatch-TraderMT5
Strengths & watch-outs
FTMO
Strengths
- One of the longest-running, best-known prop firms
- Single-step evaluation with no time limit
- 90% reward share, no activation fee
Watch-outs
- Priced in euros: EUR 319 for 50K (about $364)
- Fee is non-refundable on the 1-Step
- 3% daily loss limit and a 50% best day rule
FundingPips
Strengths
- Instant funding: no evaluation or profit target
- 95% profit split
- One-time fee, no activation fee
Watch-outs
- Strict 15% consistency rule
- Tight limits: 5% max loss, 3% daily loss
- Needs 7 profitable days, payouts only bi-weekly
🐨 Which should you choose?
Choose FTMO if you want faster payouts.
Choose FundingPips if you want the lower cost to get funded and a higher profit split.
Written from our verified data for a 50K account, or the closest size a firm offers. Always check each firm's current terms before buying.
Figures are list prices for the 50K account (or the closest size a firm offers). Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.