Head-to-head comparison · 2026
FTMO vs FundingPips
Side-by-side on the metrics that actually matter: true cost to funded, drawdown type, profit split and payout speed.
Market
Forex / CFD
Forex / CFD
Founded
2014
2022
Total cost to funded
$345
Best$219
Eval cost
$345
$219
Activation fee
-
-
Pricing model
One-time
One-time
Challenge type
2-Step
1-Step
Drawdown type
Static
Static
Max profit split
90%
Best100%
First profit
80% to 90% via scaling
60% to up to 100%
Payout speed
On demand / bi-weekly
Bi-weekly / on demand
Max account
$2.0M
$2.0M
Consistency rule
None
Optional
News trading
Allowed
Allowed
Platforms
MT4DXtradecTraderMT5
cTraderMatch-TraderMT5TradingView
Strengths & watch-outs
FTMO
Strengths
- OANDA-backed, 12-yr track record
- No consistency rule
- 99.8% on-time payouts
Watch-outs
- No futures support
- 80% base split undercut by newer firms
- Pricier challenges
FundingPips
Strengths
- Up to 100% split
- Cheap entry (from $29 / 5K)
- Refunds fee after 4th payout
Watch-outs
- Bots restricted on some plans
- Newer than FTMO
- News rules on funded accounts
🐨 PropKoala verdict
FundingPips is cheaper to get funded at $219 total. Both use EOD or static drawdown, a plus for both.
This verdict is generated from our verified data. Always check each firm's current terms before purchasing.
Figures are list prices for the 50K account, last updated Sep 2026. Verify all details directly with each firm before purchasing. PropKoala may earn affiliate commissions. Trading involves substantial risk.